Yes, but how you do it depends on a few key things:
For many GPs, full retirement isn’t the only (or best) option. Flexible and partial retirement models are more common than ever.
You don’t need to justify your reasons to anyone, but here are the ones we hear most:
Whatever your reason, if it’s valid to you, it’s valid full stop.
Each NHS pension scheme has its own rules. Here’s a quick summary:
Taking your pension early usually means a reduction in the final amount. But it may still be worth it depending on your savings and goals.
Always speak to an NHS pensions advisor or accountant before making a decision.
NHS pensions are great, but they’re not always enough on their own. Ask yourself:
Don’t guess. You may benefit from advice from a trusted NHS-experienced financial adviser.
Not every GP retires with immediate effect. In fact, most ease their way out. Here’s what that can look like:
Stepping away from a partnership needs careful handling:
Need help navigating your exit? Talk to Archvale
Retirement is a big change. Common regrets include:
Avoid this by:
You might feel…
All of that is normal. It’s ok to feel that way. If you’re experiencing negative emotions, try to reframe it as the beginning of something new.
We’re a clinically-led organisation helping GP partners exit with ease and peace of mind. We can:
👉 Talk to Archvale about your next step
Early retirement isn’t quitting. You’re choosing a better balance on your terms.
Whether you’re planning years ahead or ready to hand in your notice, taking control of the process means less stress, more freedom, and a smoother transition for you and your practice.
You don’t have to figure it out alone.
👉 Book a confidential call with Archvale
Disclaimer - This content is for general information only and is not legal, financial, or professional advice. We’ve done our best to ensure it’s accurate at the time of writing, but rules and guidance may change. Always seek advice from qualified professionals before making decisions. If you spot an error or something that needs updating, please contact us.
Thomas has dedicated his 20-year career to making NHS primary care more sustainable. In his roles at Push Doctor, Medloop, GPCA, and Archvale, Thomas helped practices improve efficiency and quality of care, ultimately leading to happier clinicians, GP partners, and patients.
He works closely with clinical governance, operations, recruitment, and product teams to help GP partners seamlessly transition into salaried or locum roles, achieving the work-life balance they deserve. By introducing GP partners to trusted surveyors, lawyers and accountants, Thomas also helps GP partners unlock the equity in their property and transition lease liabilities to new partners.
